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Bay Credit Union

Position: Teller and Consumer Loan Officer
Location: Panama City

We are now hiring for a Teller and a Consumer Loan Officer at our Panama City location.

Teller – Full Job Description
Bay Credit Union is searching for a detail-oriented and customer service driven teller to join our team. This position will play a vital role in providing fast and friendly transactions to customers in person, via phone and through the mail. This position will also answer members’ questions regarding Credit Union services and actively cross-sell other products and services. If you’re interested in joining a team that empowers employees, members, and partners to help them reach their goals, apply today!

Duties and Responsibilities
Recording transactions, which involves logging checks and preparing transaction reports
Counting and packaging currency
Reconciling cash drawers
Opening new accounts and helping with loan applications
Exchanging foreign currency
Promoting the bank’s products and services
Keeping customers’ personal information confidential
Communicating with other bank team members

Qualifications
High school diploma or equivalent required
Previous customer service experience preferred
Previous cash handling experience required

Benefits:
Health Insurance
Dental Insurance
Vision Insurance
Teledoc Services Available
Health Savings Accounts and Flexible Spending Accounts
Company Paid Life Insurance
Company Paid Disability Insurance
401(k) Program with Company Match
Paid Time Off
Paid Holidays
Employee Assistance Program
Employee Perks and Discounts
Advancement Opportunities
Tuition Reimbursement

Schedule:
8 hour shift
Monday to Friday
Weekend availability
If interested apply here: https://bay-credit-union.prismhr-hire.com/job/481935/teller

Consumer Loan Officer – Full Job Description
We’re searching for a detail-oriented Consumer Loan Officer. This position will play a vital part in evaluating, authorizing approval or denial of loan applications. You will act as a liaison between customers and our financial institution, and you will help qualified applicants acquire loans in a timely manner. If you’re interested in joining a team that empowers employees, clients, and partners to help them reach their goals, apply today!

Duties and Responsibilities
Evaluate credit worthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and feasibility of granting loans
Determine all applicable ratios and metrics and set up debt payment plans
Communicate with clients either to request or to provide information
Justify decisions (approvals/rejections) and report on them
Complete loan contracts and counsel clients on policies and restrictions
Update job knowledge on types of loans and other financial services
Maintain and update account records
Assess customer needs, explore all options and introduce different types of loans
Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

Qualifications
Proven working experience as a Loan Officer
Familiarity with computers and banking applications/software
Solid understanding of direct/indirect lending products and practices
Excellent communication and interpersonal skills
Customer satisfaction orientation and sales competencies
Ability to work in a goal oriented environment

Benefits:
Health Insurance
Dental Insurance
Vision Insurance
Teledoc Services Available
Health Savings Accounts and Flexible Spending Accounts
Company Paid Life Insurance
Company Paid Disability Insurance
401(k) Program with Company Match
Paid Time Off
Paid Holidays
Employee Assistance Program
Employee Perks and Discounts
Advancement Opportunities
Tuition Reimbursement

Schedule:
8 hour shift
Monday to Friday
Weekend availability
If interested apply here: https://bay-credit-union.prismhr-hire.com/job/473188/consumer-loan-officer